Small Business Payroll and HR Services Built for Compliance
LMF3 Services delivers compliance-first payroll processing, HR solutions, benefits administration, and insurance management for small and mid-size businesses across all 50 states. Every payroll run is backed by 100% filing accuracy and direct access to a dedicated professional who knows your account.
Payroll, HR, Benefits, and Insurance Under One Provider
Managing payroll compliance requires precision. The IRS mandates quarterly Form 941 filings, timely federal tax deposits, and accurate W-2 distribution by January 31 each year. Missing any deadline triggers penalties starting at 2% and scaling to 15% of the unpaid amount.
LMF3 handles every step of this process: tax filing, direct deposit, new hire reporting, year-end processing, and multi-state payroll across every jurisdiction where your employees work.
Our Services
- Payroll Processing -- Accurate tax calculations, direct deposit, and complete federal and state compliance.
- HR Solutions -- Employee onboarding, handbook development, labor law compliance, and regulatory guidance.
- Benefits Administration -- Health insurance, retirement plans, ACA reporting, and open enrollment management.
- Insurance Services -- Workers compensation, general liability, and risk management tailored to your industry.
Why Businesses Choose LMF3
LMF3 assigns a dedicated payroll professional to every client. Same-day response during business hours is standard, not an upgrade.
Free Compliance Resources
Access our free compliance resources including payroll calculators, benefits comparison tools, and expert articles.
Contact LMF3 Services
Ready to simplify your payroll and HR compliance? Call (484) 318-5394 or email Lou@LMF3services.com.